Fibe Instant Personal Loan App by Social Worth Technologies Pvt. Ltd. is a revolutionary finance app that offers personal loans up to 5 Lacs at a low-interest rate. This app is designed to ease the process of getting an instant cash loan online and is the first of its kind in India. It has quickly become one of the most trusted lending apps with over 5.5 million loans disbursed and over 20 lacs happy customers.

Key Features

Fibe Instant Personal Loan App comes with a host of features that make it the perfect choice for anyone looking for a quick loan. Some of the key features include:

  • Loan amount: 5,000 – 5 lacs
  • Loan in just 2 minutes
  • Tenure: 3 – 36 months
  • 100% digital process
  • Minimal paperwork
  • No collateral required
  • No pre-closure charges
  • Eligibility Criteria and Documents Required
  • Fibe (Formerly EarlySalary) aims to be one of the most user-friendly instant personal loan apps in India. To apply for a loan, one must meet the following eligibility criteria:
  • Salaried individuals above 21 years of age
  • Minimum take-home salary of ₹15K per month
  • The documents required to apply for a loan are:
  • PAN
  • Aadhaar card
  • Salary Account bank statement

How to Apply?

The process to apply for a loan is incredibly simple. All one needs to do is log in to the Fibe (Formerly EarlySalary) app and fill in some basic details and upload the necessary documents. After that, one can choose the loan amount and tenure, and the money will be transferred to their account in just 2 minutes.

Interest Rates and Other Charges

Fibe (Formerly EarlySalary) offers a very competitive interest rate of 2% per month. The processing fee is up to 3% of the loan amount and is subject to 18% GST. The late payment charges are ₹500 or 3% of the loan amount, whichever is higher as per overdue amount. The APR (Annual Percentage Rate) ranges between 16.75% to maximum 74%. Stamp duty of 0.1% of loan amount and mandate rejection charges of ₹250+GST is also applicable. Pre-closure charges are nil.

Lending Partners

Fibe (Formerly EarlySalary) has partnered with some of the leading financial services providers in India such as Northern Arc Capital Limited, Incred Financial Services, HDB Financial Services, Vivriti Capital Limited, Kisetsu Saison Finance (India) Private Limited, Piramal Capital and Housing Finance Limited, and Aditya Birla Finance Limited.


Fibe Instant Personal Loan App is an excellent option for anyone looking for a quick and hassle-free loan. The interest rates are competitive and the application process is simple and easy. It is one of the most trusted lending apps in India and is ISO/IEC 27001 certified and PCI DSS compliant to ensure better data security.